There’s this perception that if you are on a fixed income, you’re not a senior citizen but live in a senior citizen home you can’t afford anything, this post is to tell you the many ways to spend money while on a fixed income and living in a senior citizen place while you’re not a senior citizen.

Spending your money wisely, remember you’re not rich

Making sure that you don’t buy things every week or every other week is important. Sure, you don’t have to live like an extreme poor person. I know people that are on fixed incomes that don’t live that way at all. Getting credit cards can help however got to make sure that you use the credit cards wisely and make sure to look at your bank account every so often and ask yourself can I afford this? Is it necessary? When it comes to shopping, look for deals and don’t be afraid to buy something used. Some use stuff can be in pretty good condition. However, I don’t really buy you stuff but it doesn’t mean I’m against it. If you want something so bad and you see something used and you want to buy it then buy it. It’s one way to save money and if you want to buy something new, put it on the credit card and pay it off. That’s what I do.

What do you do when you’re hungry?

You also should save money for eating as well because more times than not food stamps aren’t enough, you have to consider that. There’s no such thing as a rich-poor person. Getting credit cards from name brands Grocery stores are away to buy food and pay it off later. Like for instance the Kroger rewards credit card. They have a $500 limit. but know your limit too. Don’t just go spend a bunch of money that you don’t have, make sure to have a budget and don’t go over what you can’t pay off cuz that will come back to bite you. It’s always good. Look at your bank account every so often. I hate looking in my bank account but it’s necessary to make sure that I spend correctly and you should too.

Don’t be picky about where you live, it doesn’t work that way

So you have a disability and you’re not working. You’re on social security, but you’re high functioning and you’re living with your parents or relatives, but you’re tired of living with them. That’s where low income apartments come in. Living in a senior high-rise while you’re not a senior is not a bad thing. The alternative to that is living in a nursing home, which when I was 24, I almost ended up in a nursing home because my mother’s house went to foreclosure. However, I found a senior high-rise and now I’m in my forties and still living on my own. Am I married to a supermodel? Do I have a high-end job? No, but I’m independent. I found a way to live independently and I would be lying if I didn’t say that I didn’t have help with my relatives. No, I had plenty of help with my relatives. However, for the most part I stay independent with caregivers and making sure that I budget my money the best way I can and do what I can because I am a paraplegic and if I can’t take care of myself then people will come in and put me in a nursing home and nobody wants to be in a nursing home because they can be so bipolar and staffing isn’t always the best

Bingo is not mandatory, Nobody can make you play

Living in a senior high-rise means that there will be activities every so often now. Does that mean you have to join them? No, it does not. You’re there because you need a place to live, not because you want to make friends and play games. You can play games in your apartment. Sure, having activities is nice, but when you’re not a senior citizen and you live in a senior citizen apartment You’re bound to see people play cards quite frequently now. The good thing about senior citizen places are the TVs where I stay. There are two TVs in the community room, one big one and one small one and they both have cable which is another perk to have. However, if you don’t want to deal with talking to old ladies all day which is fine then just buy a TV and get Wi-Fi start streaming or get cable. I would suggest streaming because that’s what I do and just live your life not having to hear gossip from old ladies or have them talk to you to death.

Learning your surroundings, making sure you know where you’re at

Living in a low-income area means that you live close to places to buy stuff like a Best buy or a Dollar tree or a Subway. A Chinese food place if that’s your pleasure and even grocery stores, which is all too convenient. The current place that I live in. I literally have a grocery store right next to me. There’s a gate border. My apartment to the grocery store. It’s super convenient and I do believe senior high-rise apartments have a grocery store within just a few blocks of them. I’m lucky enough where I have a grocery store next door and down the road. A. Kroger. I also have a family Dollar next to me as well. Across the street is a Chinese place among other stuff.

Know your rights, don’t get taken advantage of

Don’t let the leasing office take advantage of you. You do have rights and you do have a voice. Unfortunately this world is full of bad people and good people. However, there are people out there that do take advantage of people or they just mess with people for their own pleasure. For whatever reason, don’t let that happen. Know that you have rights. Get a lawyer if you have to. Don’t be afraid to ask nobody that’s young.nobudy want to live in a senior citizen place. However, it’s not the end of the world and just because you do live in a senior citizen place that doesn’t mean people can take advantage of You, know your rights.

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